[Iraq boots-on-the-ground report]   FIREFLY:  They said the CBI tomorrow launches a new campaign… making more services available to citizens like electronic payments, new bank accounts, open loans, new cards etc…all things to reduce cash…The governor announced all payments of salaries to foreign workers inside of Iraq will be done in dinars, plus all taxes and insurances must be paid in from now on in dinars.  FRANK:  The national currency is about to come out and the new exchange rate.  All of these things have to be set up now.  You can’t introduce a new exchange rate and  new currency [without these things being done first] …this is the definition of your monetary reform education