[If we exchange at American banks do the dinars go to the United States Treasury?] If you go to an American bank, yes. Let’s say you you live in North western United States and you go to Key Bank and you exchange your dinar.  Key Bank then gives you American currency electronic or physical then they take those dinars and they send those dinars to the US Treasury. Let’s say…you happen to go into a bank that represents the CBI here in America and you exchange them. What is that bank gonna do? That bank even though it follows American banking laws has the ability to send that currency back to the CBI…they get their spread (profit) another way.